Fun Fall Weekend!

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How was your week end? I thought I would Show you some family pictures of our weekend. The weather was beautiful and we had a great time. On Saturday we went to a “Trail of History” and on Sunday we went to a “Fall Family Festival.”

These pictures are from our Fall Family Festival.
Michael, 17, helping Mary, 20 months.

2012-10-21 Fall Family Fest 2012-10-21 148

Tip #11 How to Save Money on Your Phone Service

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Sorry we are so behind on these tips. We are slightly busy! This tip, to help you get out of debt, could save you a considerable amount of money each month.

Tip #11 to get out of Debt, How to save money on your phone bill

Tip #10 How to Save Money on Subscriptions

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I bet most everyone could take advantage of this tip.

Tip #10: Free up space in your mail box by canceling subscriptions.

You could save your self a little or a lot of money depending on how many subscriptions you have.

Tip #10 to get out of Debt, How to save money on subscriptions 

Most of them maybe charged

Saving’s Summary

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We are about a third of the way through our 31 day challenge and it’s time for a quick summary of your savings. (A little behind schedule.)

Savings Summary, 31 Tips to save money and get out of Debt

Tip #1 How to Find Excess Spending. Explained more in other post; Savings ???

Tip #9: 15 Ideas for a Free or Cheap Date Night

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Seeing that the weekend is tomorrow we thought we would share some ideas for a free or cheap date night. That sounds bad, but you don’t have to spend a lot of money to have an enjoyable evening.

Tip 9   15  Ideas for a Free or Cheap Date Night

We have always been a little tight with money some years were worse than others. Even if you don’t have any money or are in debt there is no reason you can’t have fun. We have found a lot of things to do for really cheap or for free. We feel it is important for any relationship, whether it is with your spouse or your children to take the time to be together and have fun.

Tip #8: 20 Activities for Cheap or Free Family Fun

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Tip #8 To Get Out of Debt: Find cheap or free activities for the family.

Spending time as a family is important, but it doesn’t have to put a dent in the bank account or rack up the credit cards. We have found that you could have quality family fun and not have to spend anything or very minimal. If you are use to spending a lot on family activities, and change your activities to FREE ones, you will be able to save that much more. Remember to put the savings towards one of your debts.

20 Activities for Cheap or Free Family Fun

Tip #7: 20 Tips to Conserve Water and Save $$$.

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Tip #7 to get out of Debt: Limit the amount of water you use.

Everyone uses water and most of us take for granite that it is just there. With these tips you could save yourself a lot of money each month.

tip 7 20 tips to conserve water and save money

Whether you live on a lot with well water or have city water, it still costs a lot of money, and if you conserve water, then you could save a lot of money.

Tip #6 How to Cut More Car Expenses

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Tip #6 Buy a Used Car

We have owned several cars throughout the years and none of them were ever bought new. That may not sound to strange to some of you, but considering my father-in-law worked at a dealership for 40 years you would have thought we would have bought at least one new one.

We have always lived very frugal and never could justify having car payments for a new car.

Car Silhouette

Our last post was on eliminating a car and how it may be possible for you. If that is not an option you may consider:

Tip #5 How to Save Money on your Car

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Over the years we have owned several vehicles. We have four of them right now and six drivers (12 people living in our house) and with all the work and sport schedules it is sometimes difficult arranging the car schedules, but it is better than buying another car for right now. Well, our 25 year old son has a car for his two jobs and our 23 year old daughter has one for her 2 jobs, hubby has a car for work, and we have the family tuckster (We call this our BUS!) It is sometimes a struggle arranging the car schedules but it is better than buying another car for right now.

This is our BUS!

How to save money on you vehicle[8]

Tip #4 How to Save Money Eating Out

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Thank you for following along with our 31 tips to get out of debt series.

Everyone is different. Some people eat out quite often, while others only eat out occasionally. Whichever way you go, you can save money eating out.

31 Tips to save money Eating Out

If you are trying to cut your debt, not eating out or eating out less can definitely save you lots of money. However,

Tip #3 How to Save Money on Lunches

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I am glad you are joining us with the 31 Days blog party, that the Nesting Place is hosting. This is going to be very difficult to get all the posts written and out in the 31 days, but we are going to do it.  We are happy to have you follow us through the month to find out more tips on to get out of debt and be debt free. Hopefully you will find some or all of these tips helpful to you in your journey to become and/or be debt free. If you like these tips please share our link with your friends and family.

Tip 3 Pack a lunch 2012-10-03

We have always packed our own lunches for work and

Tip #2 to Get Out of Debt: How to save Money on your Energy Bills

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Tip # 2: Turn down your thermostat 3 degrees!

Since it’s the beginning of the month and there’s starting to get a chill in the air (at least where we live), we thought this would be a good place to start with this tip.

Tip 2 to get out of dept

Turn your thermostat down 3 degrees (even more at night when you go to bed, just use an extra blanket). If you have a digital thermostat, set it to go down at…

Tip 1 to get Out of Debt: How to Find Excess Spending

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Do you have credit card debt? Are you earning less money than you were a few years ago? Are you struggling to stay afloat?  You’re not alone. Many people are in the same boat as you are today.

Tip 1 Look for Excess Spending

Many people have asked us how do we manage to have no debt (except for our mortgage) while also having 12 children.

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